Index insurance can be used to cover agricultural risks faced by small-scale farmers and herders  (See examples on groundnut insurance in Senegal maize insurance in Benin). However, index insurance also goes beyond agriculture. In Indonesia for instance, GIIF’s implementing partner PT Reasuransi Maipark provides insurance protection for MFIs against earthquakes, so the MFIs can avoid liquidity crisis and continue to provide access to finance to microentrepreneurs after a calamity.